Bike and two-wheeler insurance in Sonipat
Quick renewal for your bike or scooter, with long-term plans that save you yearly paperwork.
- Renew in minutes on WhatsApp
- Long-term (2 to 5 year) plans available
- Help even if your policy has expired
Who needs bike insurance?
Every two-wheeler owner in India needs at least third-party cover. A comprehensive policy also pays for accident damage and theft, which matters for newer bikes and scooters.
- Daily commuters on scooters and motorcycles
- Students with their first bike
- Delivery riders (commercial use needs the right policy)
- Owners of premium bikes
Types of bike insurance
Third-party
The legal minimum, for injury or damage you cause to others.
Comprehensive
Third-party plus your own bike: accidents, theft, fire and floods.
Long-term plans
Cover for 2 to 5 years in one go, so you do not miss a renewal.
What is covered, and what is not
Every policy has limits. We explain them upfront so there are no surprises at claim time. Exact cover depends on the insurer and plan you choose.
Usually covered
- Accident damage to your bike
- Theft
- Fire and natural calamities
- Third-party injury and property damage
- Personal accident cover for the owner-rider
Usually not covered
- Wear and tear and breakdowns
- Riding without a valid licence
- Riding under the influence
- Using a private bike for commercial delivery without the right cover
Useful add-ons
Explained in plain language. Your advisor will tell you which ones are worth it for you.
Zero depreciation
Full cost of replaced parts at claim time.
Roadside assistance
Help with breakdowns, flat tyres and towing.
Pillion cover
Personal accident cover for the person riding with you.
We compare bike plans from
- IFFCO Tokio General Insurance
- Generali Central Insurance (formerly Future Generali India)
- HDFC ERGO General Insurance
- The Oriental Insurance Company
- United India Insurance Company
- National Insurance Company
Documents needed
- Registration certificate (RC)
- Driving licence of the driver at the time
- Previous policy copy (for renewal or No Claim Bonus)
- Photos of the vehicle, if the policy has lapsed
- FIR copy for theft or third-party injury claims
How claims work
Stay safe and inform us
Move to safety, take photos of the vehicle and the spot, and call or WhatsApp your A2 advisor.
Register the claim
We help you register the claim with the insurer and get a claim number. File an FIR for theft or third-party injury.
Survey and repair
Take the vehicle to a network garage for cashless repair, or any garage for reimbursement. The insurer’s surveyor inspects it.
Settlement
The insurer pays the garage (cashless) or you (reimbursement). We follow up until it is settled.
Bike Insurance: frequently asked questions
My bike insurance expired last month. Can I renew?
Yes. For a comprehensive policy, the insurer may ask for photos or a quick inspection. Contact us and we will guide you.
Is a long-term policy better?
It saves you from missing renewals and can protect you from yearly price increases. We will compare both options for you.
Do I need a helmet for the claim?
Following traffic law matters. Violations like riding without a licence or under the influence can lead to claim rejection.
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- Quotes from multiple insurers on WhatsApp
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Choose a health plan that actually pays when you need it, with waiting periods and limits explained upfront.
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- Compare plans from 5 health insurers
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Talk to an advisor about bike insurance
Get a free comparison from leading insurers, explained in plain language. Online or at our Sonipat office.
Or call 99996 68013 · Monday to Saturday, 10:00 AM to 6:00 PM