How much health cover do I need?

Find a sensible sum insured for your family floater, and whether parents need a separate plan.

Where do you usually get treated?

Tier 2 / smaller cityMetro (Delhi NCR etc.)

Adults

Children

Age of the eldest member

Someone has an existing illness (diabetes, BP, thyroid…)I also want to cover my parents (60+)

How we estimate

Hospital costs are higher in metros, and each extra family member adds to the chance of a claim in the same year. We add a margin for age and existing illness so one hospital stay does not exhaust the cover.

Suggested family floater sum insured₹15 lakh

A super top-up plan can raise this cover at a low cost. An estimate only; your advisor will compare plans and waiting periods.

Get quotes for this cover

Calculators give general estimates only and are not a quote or an offer of insurance. Premiums and cover depend on the insurer, plan and your details. Insurance is the subject matter of solicitation.